Did you know that in Missouri, if you have 5 employees you are required by the state to have Workers Comp Insurance? Unless you are a contractor, then the state requires that you have Work Comp insurance if you only…
One thing that parents of small children learn is the most successful way to get them to make a decision while shopping or choosing menu items is to offer two choices, A. or B… As in “Do you want the…
I found this article today on our VIAA website and wanted to share it. What do you do in your small town or rural community to connect and be successful? Dawn How to connect — and prospect — in a…
Valley Insurance Agency Alliance (VIAA), a cohesive family of nearly 100 independent insurance agencies in Missouri and Southern Illinois, recently celebrated its tenth anniversary. VIAA was created by Managing Member Pierce Powers and Director of Member Services Sue Powers along…
As you may remember, section 3A on the workers’ compensation policy lists the primary states the employer will be working in at the time the policy begins. Section 3C on the work comp policy will list all other states the…
When looking at a new piece of business or trying to remarket your clients, it is important to pay attention to their policy form as it could drastically effect how a loss is handled at the time of a claim.…
Classic Cars – Not Your Standard Auto Coverage As you are driving down the road you pass by a classic/replica/limited edition car and your eyes are drawn to it, appreciating the beauty it brings to your drive. Your thoughts…
You get a call from a client that is price shopping their personal insurance needs…don’t let the frustration of not always being the cheapest option slow down your agency. With the ever fluctuating market and the ease of access online…
Someone passing away is never an easy situation. Relatives or executors are tasked with handling everything from burial/funeral/memorial planning to resolving financial issues all while grieving; which makes the duty to think of everything that needs to be done…difficult. One…
Most personal insurance carriers will not allow a vehicle previously deemed totaled or with a salvaged title to be insured for full coverage. At times it can be hard to insure a vehicle with a salvaged title for liability only…
