Most personal insurance carriers will not allow a vehicle previously deemed totaled or with a salvaged title to be insured for full coverage. At times it can be hard to insure a vehicle with a salvaged title for liability only…
What Is Umbrella Liability? Why do I need to pay for this coverage? These are common questions agents receive from clients as you quote policies or do account reviews. Instead of stumbling over the explanation, think of using this…
Today is the LAST day free registration of drones is available with the federal government. Starting December 21, 2015, the FAA made it mandatory that all owners of small drones register their machines with the federal government so that authorities…
With our fresh start for 2016, we would like to focus on some important information regarding workers’ compensation. The work comp policy is very short in comparison to many other commercial policies. Do not mistake the lack of forms for…
The Federal Aviation Administration (FAA) has unveiled its registration process for owners of small unmanned aircraft (UAS), or small drones used for hobby or recreation. The registration requirement applies to UAS weighing more than 0.55 pounds and less than 55…
Ride-hailing services like Uber have grown rapidly and signed up thousands of drivers. These new businesses make it possible for individuals to work flexible schedules and to enter the transportation business without a big initial investment. If you’re one of…
St. Louis-based Valley Insurance Agency Alliance, a family of nearly 100 independent insurance agencies in Missouri and Southern Illinois, recently doubled its Illinois membership territory by adding 47 counties in Central and Southern Illinois. The expansion includes the cities of…
St. Louis, Mo : Valley Insurance Agency Alliance (VIAA), a cohesive family of nearly 100 independent insurance agencies in Missouri and Southern Illinois, was recently named to State Auto Insurance Companies’ Inner Circle. This elite group achievement demonstrates outstanding sales, professional…
By Tom Barrett, CIC, AAI February 25, 2014 The trends that began in 2013, with carriers tightening appointment criteria, looking at profitability first and foremost, requiring us to sell multiple lines of coverage (e.g., auto with home), and reductions in…
Consumer Reports Copyright © 2007-2013 Consumers Union of U.S. You spend a lot of money on insurance to protect your home, so don’t get caught short because you misunderstand how your policy works. The big mistake to avoid here…
