Dingman Insurance Celebrates 20 Years!

Dingman Insurance recently celebrated its 20th anniversary in business. The company is a member of Valley Insurance Agency Alliance (VIAA), a cohesive family of nearly 100 independent insurance agencies in Missouri and Southern Illinois. Dingman Insurance is a full-service insurance agency that specializes in business, home, auto, farm, life and health insurance. The company, which […]

Life Changes: When a Named Insured Passes Away

Someone passing away is never an easy situation.  Relatives or executors are tasked with handling everything from burial/funeral/memorial planning to resolving financial issues all while grieving; which makes the duty to think of everything that needs to be done…difficult.  One thing that can easily slip through the cracks is a person’s insurance. When your agency […]

Insuring a Vehicle with a Salvaged Title

Most personal insurance carriers will not allow a vehicle previously deemed totaled or with a salvaged title to be insured for full coverage. At times it can be hard to insure a vehicle with a salvaged title for liability only coverage, depending on the carrier.  The underwriter may view the vehicle as potentially unsafe as […]

What Is Umbrella Liability?

What Is Umbrella Liability?   Why do I need to pay for this coverage?  These are common questions agents receive from clients as you quote policies or do account reviews.   Instead of stumbling over the explanation, think of using this quick synopsis of Umbrella coverage when talking with your client:   ‘As an individual, if […]

PL Rater How to Quote in a State Your Agency is Not Licensed In

PL Rater How to Quote in a State Your Agency is Not Licensed In Verify with VIAA if they are licensed and appointed in the state needed Contact Christen Beardall at christenb@viaa4u.com Once you receive confirmation and what carriers are available to quote in: Log into PL Rater Hover over ‘Admin’ menu option at top […]

The Insurance House Expands Team

The Insurance House, located in Marion, Ill., has hired Meagan Edwards as a customer service representative. Edwards has been a licensed insurance agent for nearly 10 years. Founded in 1936, The Insurance House handles a variety of insurance products including home, auto, business, and life. The company, which is owned by Clay Bradley, is licensed in Florida, […]

Personal Lines Changes

It’s a new year, with some new, bright and shiny faces at POWERS/VIAA. We have added to our Personal Lines team by welcoming Meaghan Dowd. Meaghan will be primarily working with POWERS but will serve as an additional backup for Jill while she is out or unavailable. Meaghan joins us with six years’ prior experience […]


Today is the LAST day free registration of drones is available with the federal government.  Starting December 21, 2015, the FAA made it mandatory that all owners of small drones register their machines with the federal government so that authorities will be able to more easily investigate crashes and illegal flights.  Only the smallest toy […]

Which States Should Be Listed in Item 3A in the Workers’ Compensation Policy?

With our fresh start for 2016, we would like to focus on some important information regarding workers’ compensation. The work comp policy is very short in comparison to many other commercial policies.  Do not mistake the lack of forms for the true complexity of a workers’ comp policy.   Despite the seeming simplicity of the ACORD […]

Nationwide Has a New Commercial Lines Company Available in Missouri!

Welcome to 2016! In 2016, we are revamping our VIAA blog.  Every Tuesday we will have a post related to personal lines.  Thursday will be dedicated to commercial lines.  We will focus on a new product from one of our Strategic Partners each Wednesday.  Please visit often, comment and help to make this a great […]

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